Monthly Archives: August 2014

Aug 31
Ladera Ranch 7 Day Real Estate Activity Report: New Listings 08/24 – 08/30/2014

Aug 31
Ladera Ranch 7 Day Real Estate Activity Report: Sold Listings 08/24 – 08/30/2014

Aug 25
Does Buying in a Good School District like Ladera Ranch Matter?

Whether or not you have kids, living in a good school district can be a big deal. It’s not only about better teachers, better books, and better test scores. It’s also about preserving home values and ensuring faster resale rates. So the quality of school districts should play a critical role in your home-buying decision.

Ladera Ranch is a community with excellent public and private schools. As a matter of fact, our Ladera Ranch schools are among the very best in California.

Parents hoping to both land a good home deal and give their kids a high-quality education have several costs to weigh. Pricier homes in a strong public school district like Ladera Ranch may actually be better bargains than affordable homes in private-school heavy districts.

Of course, many buyers already name school districts among the key factors in their home-buying decision. Among adults who live with children, nearly two thirds (63%) said a neighborhood’s school district would be among the most important considerations (aside from the home’s price) when searching for a home.

But just because a neighborhood has a poorly ranked public school district doesn’t mean that the overall quality of education there is poor. In such areas, parents are more willing to pay for private schooling in the name of a good education. However, private education needs to be factored into the cost of living in such an area, which runs well into the thousands per year.

Even for buyers without children, investing in a home in a good quality school district can also pay off with consistently higher resale values, as homes there tend to sell faster, and during tougher economic times, home prices are more stable in better school districts.

On the downside, these homes tend to be more expensive. Buyers here will be paying higher property taxes, and much of that money will be allotted right back the schools. For childless buyers, that’s no tax bargain.

But in general, buying in a good school district does matter, with more stability in home prices and more savings from costly private school education. So you can be assured that your Ladera Ranch estate will not only provide you a beautiful home, but one that will provide all the benefits from our excellent Ladera schools.

Aug 24
Ladera Ranch 7 Day Real Estate Activity Report: New Listings 08/17 – 08/23/2014

Aug 24
Ladera Ranch 7 Day Real Estate Activity Report: Sold Listings 08/17 – 08/23/2014

Aug 19
5 Good Reasons to Buy a Home Instead of Rent

Many people are hesitant to lock themselves into a mortgage or to put all of their savings into a down payment. Committing to living in one place for a long time might also seem unwise. However, there are several reasons why buying a home rather than renting remains the wiser financial choice. Here are five good reasons why buying a home is a better investment for your future.

1. Buying a home is a long-term investment.
Mortgage payments may be expensive and stressful in the short term. However, paying for a mortgage now will lead to a time when you’re not struggling to come up with monthly payments. If you rent instead of buy, you will always have to worry about making monthly rent payments.

2. Rental rates will only go up.
Mortgage rates may be subject to some increases, but never as dramatically as rental prices. For instance, if you take on a mortgage, you are only subject to fluctuation for the duration of your mortgage. If you rent, you are subject to housing price increases for the rest of your life. Buying a home now means you won’t have to worry about a sudden upswing in rental prices when you’re living off of a fixed income.

3. Monthly payments build equity.
Unlike rental payments, money put into a down payment and mortgage is never really lost to you. Instead, it goes into building your equity. In other words, it remains a financial asset in your ownership that can be liquidated, transferred to your children, or used as collateral. Rent money, however, is good for one month before it’s gone forever.

4. Homeowners can make improvements.
Renters have little control over things like outdated fixtures that waste water, in-efficient heating systems and outdated lighting, but they are usually responsible for the utility bills. Homeowners can update heating, cooling, and water systems and make their money back over the long-term by saving on energy costs.

5. Homeowners can be landlords.
Buying a house as a rental property can provide a source for monthly income. For those who are willing to share housing, renting out spare rooms can cover the cost of a monthly mortgage payment. Owning a home means having a roof overhead, and it can also be a good investment.

Source: Alliance West Mortgage

Aug 17
Ladera Ranch 7 Day Real Estate Activity Report: New Listings 08/10 – 08/16/2014

Newly Listed For Sale
Neighborhood
Property Type
Address
Price
Beds
Baths
Sqft

Aug 17
Ladera Ranch 7 Day Real Estate Activity Report: Sold Listings 08/10 – 08/16/2014

Aug 10
Ladera Ranch 7 Day Real Estate Activity Report: New Listings 08/03 – 08/09/2014

Aug 10
Ladera Ranch 7 Day Real Estate Activity Report: Sold Listings 08/03 – 08/09/2014